Reference

How kraiya Operates Within the Law

Our legal terms set out what you can expect from us and what we ask of you — covering account eligibility, wallet use, and how we handle your data.

Jurisdiction-Dependent AccessAccount Eligibility RulesbKash, Nagad, Rocket Wallet TermsData Handling PolicyContact Rights
kraiya How kraiya Operates Within the Law
LEGAL CONTACT PATHS

How to Reach Us on Legal Matters

If you have a question about your account terms, a wallet transaction dispute, or a request related to your personal data, reach us through the channels below. For data-related requests — including access, correction, or deletion — use the email path and include your registered wallet number so we can locate your account record.

Live Chat Start a chat from the account dashboard. For legal or policy questions, select the Account & Legal topic so your message reaches the right team.
Email Support Send legal and data requests to our support email. Include your registered bKash, Nagad, or Rocket number for faster account lookup.
Account Help Centre The Help Centre covers common policy questions — wallet verification steps, account closure process, and how to request a data summary.
DATA AND ACCOUNT SECURITY

How We Handle Your Account Data

Your account data — including wallet numbers, transaction history, and login records — is stored with encryption at rest and in transit. We do not share your personal data with third parties for marketing. Retention periods follow the schedule in our full privacy policy; transaction records are kept for the period required by our operational obligations.

Cookie Use We use session cookies to keep you logged in and analytics cookies to understand how the lobby is used. You can manage cookie preferences from the account settings page.
Account Security Login requires OTP verification sent to your registered mobile number. If you suspect unauthorised access, change your PIN and contact support immediately via live chat.
Data Retention We retain account and transaction records for the period set out in our privacy policy. You can request a summary of your stored data by contacting support via email.
Requesting Changes To correct, update, or request deletion of your personal data, contact us by email with your registered wallet number. We aim to respond within the timeframe our policy specifies.

Common Questions About Our Legal Terms

These are the questions we hear most often about account eligibility, data rights, and how our terms apply to wallet transactions in Bangladesh.

Access depends on your local law and whether your region is eligible. We do not make that determination for you — check your local rules before opening an account.

Withdrawals require the wallet number on your transaction to match the one registered to your kraiya account. A mismatch will hold the withdrawal until you verify the correct number with support.

Email our support team with your registered mobile number — the one linked to your bKash, Nagad, or Rocket wallet. We will locate your account record and respond within the timeframe our policy sets.

Yes. Send a deletion request by email with your account details. Some transaction records may be retained for the period required by our operational obligations even after account closure.

We may suspend or close accounts that breach our terms, including where wallet details cannot be verified. If you think a suspension was made in error, contact us via live chat or email to raise a dispute.

Session cookies keep your login active. Analytics cookies help us understand lobby usage. You can review and adjust your cookie preferences from the settings page inside your account.
Reference

Legal

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.